A06367 Summary:

BILL NOA06367
 
SAME ASSAME AS S01872
 
SPONSORBarclay
 
COSPNSRHawley, Norris, Morinello, Salka, Lemondes, DeStefano, Giglio JM, Blankenbush, Jensen, Brabenec
 
MLTSPNSRBrown K, Manktelow
 
Amd §3444, Ins L
 
Relates to flood insurance notice in communities bordering Lake Ontario; requires the department of financial services to publish an annual notice with the department's contact information and a statement about flood insurance and how it relates to standard homeowners insurance policies in local newspapers that serve the communities bordering Lake Ontario.
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A06367 Actions:

BILL NOA06367
 
03/16/2021referred to insurance
01/05/2022referred to insurance
05/04/2022reported
05/05/2022advanced to third reading cal.598
05/09/2022passed assembly
05/09/2022delivered to senate
05/09/2022REFERRED TO INSURANCE
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A06367 Committee Votes:

INSURANCE Chair:Cahill DATE:05/04/2022AYE/NAY:24/0 Action: Favorable
CahillAyeBlankenbushAye
CookAyeHawleyAye
PretlowAyeByrneAye
RiveraAyeSchmittAye
CymbrowitzAyePalmesanoAye
LavineAyeDiPietroAye
SteckExcusedGandolfoAye
DilanAye
HunterAye
NiouAye
RosenthalAye
SternAye
McDonaldAye
JacobsonAye
WilliamsAye
MeeksAye
ForrestAye
AndersonAye

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A06367 Floor Votes:

DATE:05/09/2022Assembly Vote  YEA/NAY: 147/0
AbbateYClarkYFriendYKellesYOtisYSimpsonY
AbinantiYColtonYFrontusYKimYPalmesanoYSmithY
AndersonYConradYGalefYLalorYPaulinYSmullenY
AngelinoYCookYGallagherYLavineYPeoples-StokesYSolagesY
AshbyYCruzYGallahanYLawlerYPheffer AmatoYSteckY
AubryYCunninghamYGandolfoYLemondesYPretlowYSternY
BarclayYCusickYGibbsYLucasYQuartYStirpeY
BarnwellYCymbrowitzYGiglio JAYLunsfordYRaYTagueY
BarrettYDarlingYGiglio JMYLupardoYRajkumarYTannousisY
BenedettoYDavilaYGlickYMagnarelliYRamosYTapiaY
BichotteYDe Los SantosYGonzalez-RojasYMamdaniYReillyYTaylorY
BlankenbushYDeStefanoYGoodellYManktelowYReyesYThieleY
BrabenecYDickensERGottfriedYMcDonaldYRivera J YVanelY
BraunsteinYDilanYGriffinYMcDonoughYRivera JDYWalczykY
BronsonYDinowitzYGuntherYMcMahonYRosenthal D YWalkerY
Brown E YDiPietroYHawleyYMeeksYRosenthal L YWallaceY
Brown K YDursoYHevesiYMikulinYRozicYWalshY
BurdickYEichensteinYHunterYMillerYSalkaYWeinsteinY
BurgosYEnglebrightYHyndmanYMitaynesYSantabarbaraYWeprinY
BurkeYEpsteinYJacksonYMontesanoYSayeghERWilliamsY
ButtenschonYFahyYJacobsonYMorinelloYSchmittYWoernerY
ByrneYFallYJean-PierreYNiouYSeawrightYZebrowskiY
ByrnesYFernandezYJensenYNolanYSeptimoYZinermanY
CahillYFitzpatrickYJonesYNorrisYSillittiYMr. SpeakerY
CarrollYForrestYJoynerYO'DonnellYSimonY

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A06367 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
submitted in accordance with Assembly Rule III, Sec 1(f)
 
BILL NUMBER: A6367
 
SPONSOR: Barclay
  TITLE OF BILL: An act to amend the insurance law, in relation to flood insurance notice in communities bordering Lake Ontario   TITLE OF BILL: An act to amend the insurance law, in relation to flood insurance notice in communities bordering Lake Ontario   PURPOSE OR GENERAL IDEA OF BILL: The bill would require the department of financial services to publish information about flood insurance and how it relates to standard home- owners insurance policies in New York and necessary contact information such as their disaster hotline.   SUMMARY OF PROVISIONS: Section 1 of the bill would amend the insurance law by adding a new subdivision 3 to section 3444. Subdivision three of section 3444 would require the department of financial services to publish an annual notice in the newspapers that serve the communities surrounding Lake Ontario. The notice would contain the departments natural disaster contact infor- mation and a statement about flood insurance and how it relates to stan- dard homeowners insurance policies in New York. Section 2 of the bill would provide for an immediate effective date.   JUSTIFICATION: Lake Ontario water levels are rising to the highest levels in nearly 20 years and as a result, the communities along the southern and eastern shore are bracing for flooding. On May 2, 2017, Governor Cuomo official- ly declared a state of emergency along Lake Ontario's shoreline and has announced he is forming a special response team to work with county and local officials on their response to the flooding. In the event that a resident falls victim to flood damage because of the heightened water levels in Lake Ontario, this bill would increase the chance of resi- dent's having the appropriate contact information. Furthermore, the bill would also inform residents about the lack of coverage for flood damage in standard homeowner's insurance policies in New York and how insurance for flood damage is generally available under a separate policy issued through the National Flood Insurance Program (NFIB).   PRIOR LEGISLATIVE HISTORY: A5070 of 2019-20 Passed Assembly A8058 of 2017-18 Held for consideration in Codes   FISCAL IMPLICATIONS FOR STATE AND LOCAL GOVERNMENTS: minimal   EFFECTIVE DATE: Immediately
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A06367 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          6367
 
                               2021-2022 Regular Sessions
 
                   IN ASSEMBLY
 
                                     March 16, 2021
                                       ___________
 
        Introduced  by  M.  of  A.  BARCLAY,  HAWLEY,  NORRIS, MORINELLO, SALKA,
          LEMONDES, DeSTEFANO, J. M. GIGLIO, BLANKENBUSH --  Multi-Sponsored  by
          --  M. of A. BROWN, MANKTELOW -- read once and referred to the Commit-
          tee on Insurance
 
        AN ACT to amend the insurance law, in relation to flood insurance notice
          in communities bordering Lake Ontario

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section  1.  Section  3444 of the insurance law is amended by adding a
     2  new subdivision 3 to read as follows:
     3    3. The department of financial services shall publish an annual notice
     4  that contains the department's contact information and a statement about
     5  flood insurance and how it  relates  to  standard  homeowners  insurance
     6  policies  in  New York state in local newspapers that serve the communi-
     7  ties bordering Lake Ontario. Such notice may include:  (a)  the  depart-
     8  ment's  disaster  hotline  and other relevant contact information; (b) a
     9  web link to the department's disaster and flood resource center on their
    10  website; and (c) the following  statement  or  a  substantially  similar
    11  statement:  "While  floods  are  the most common natural disaster in the
    12  United States, insurance coverage for losses from floods is not provided
    13  in standard homeowners or tenants policies. Insurance for flood  damages
    14  is  generally  available  under  a  separate  policy  issued through the
    15  National Flood Insurance Program (NFIP)  and  available  to  homeowners,
    16  renters  and  businesses. DFS can answer questions about agents, brokers
    17  and adjustors, the claims process (including hurricane and wind  deduct-
    18  ibles),  policy  cancellation,  and  non-renewal, and coverage for addi-
    19  tional living expenses  (which  you  may  be  entitled  to  if  you  are
    20  displaced  after  a  disaster).  If your business has been affected by a
    21  disaster, we can also answer questions about coverage,  business  inter-
    22  ruption insurance and off-premises service interruption coverage."
    23    § 2. This act shall take effect immediately.
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD02909-01-1
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A06367 LFIN:

 NO LFIN
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