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S03797 Summary:

BILL NOS03797
 
SAME ASNo same as
 
SPONSORMONSERRATE
 
COSPNSR
 
MLTSPNSR
 
Add SS601-a, amd S602, Gen Bus L
 
Requires debt collectors to send consumers a written notice of their rights under state law along with their initial debt collection correspondence; such notice would contain information such as who and when a principal creditor may contact a debtor about the debt owed as well as the fact that a principal creditor cannot disclose information affecting a consumer debtor's reputation for creditworthiness if the principal creditor knows or has reason to know such information is false; applies to consumer rather than commercial debts.
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